Leadership matters more than the balance sheet: The case of Universal Merchant Bank

On 2 September 2026, President John Dramani Mahama directed the immediate dissolution of the governing boards of nine state-owned enterprises and public institutions: the Ghana National Petroleum Corporation (GNPC),

Imagine a citizen who needs to renew her national health insurance membership. She downloads a mobile application, creates an account, provides her membership details and Ghana Card image, pays through mobile money and receives a confirmation that the renewal is being processed.

According to the 2026 IBM Guide to AI by Amanda Downie et al., Generative AI (Gen AI) is Artificial Intelligence (AI) that can generate content such as text, images, video, audio or software code in response to a user’s prompt or request.

The recent international movement toward maps that show Africa at its true relative size has corrected an important visual distortion.

The Bank of Ghana (BoG) is preparing to introduce a liquidity coverage ratio (LCR) requirement for banks as part of efforts to strengthen liquidity risk management and ensure lenders can withstand future financial shocks.

Advans Ghana Savings and Loans is targeting a near-doubling of its customer base to 300,000 entrepreneurs by 2030, alongside a GH¢1.5billion gross loan portfolio and GH¢1.2billion in deposits, as the financial institution embarks on its next phase of expansion.

Sao Pay has officially commenced operations in Ghana as a Dedicated Electronic Money Issuer (DEMI), positioning the country as a key hub for its planned expansion across Africa and international payment corridors.