Swiss cheese model ( 1 )

Community Banks traditionally known as rural banks currently consist of 147 licensed institutions with about 1000 branch network nationwide.

If we keep breaking our own record for returning to the IMF, future generations may not remember our excuses. They will remember the debts, the lost opportunities and the courage we lacked to break the cycle.

Ghana’s state-owned enterprises control major public assets and provide essential services, yet some continue to accumulate losses and debts that taxpayers ultimately bear. The real policy challenge is to distinguish enterprises that create measurable public value from those that survive through repeated government support.

As a buyer, you’re convincing yourself that the money you’re parting with is going towards a vehicle that will reliably serve your needs today and still hold enough value to be sold tomorrow. The seller, on the other hand, has the equally important task of convincing you that the car is worth every Cedi you’re paying.

When Ghana introduced the Ghana Automotive Development Policy in 2019, government made an ambitious industrial promise.

The remarkable rise of influencer marketing is often credited to the rapid expansion of social media platforms such as Instagram, YouTube, TikTok, Facebook, LinkedIn and X. While these digital platforms have undoubtedly accelerated its growth, the true foundation of influencer marketing lies much deeper in the psychology of human behaviour.

Try something before you read on. Say this out loud, exactly as written: "So, um, basically, I think we, like, probably have a fairly good rate, if that makes sense."

Revenue mobilisation is central to Ghana’s development agenda. Despite a robust legal framework anchored in the 1992 Constitution, the Income Tax Act, 2015 (Act 896) and the Revenue Administration Act, 2016 (Act 915), Ghana continues to experience significant revenue leakages.