The next generation of loan products in West Africa: Building credit around the borrower

Africa’s infrastructure and climate-investment opportunity is substantial; across renewable energy, agriculture, mobility, waste management, water,

A young graduate stands on the dry earth of a small inland town, squinting through the midday heat. Beneath his boots lies a smooth new stretch of road, part of a modern flyover built by foreign engineers.

Women in Ghana own about half of all businesses; however, they remain underfunded, with low scalability or growth potential. Private sector growth is linked to job and wealth creation.

At every family gathering, 28-year-old Akua stands in a crowded room of blood relatives, yet she feels entirely invisible.

The passage of the Companies Act, 2019 (Act 992) changed the corporate governance landscape in Ghana. Its passage was hailed as a watershed moment as it replaced the previous legislation which had been in existence since 1963.

What is the value of financial inclusion when customers cannot confidently protect their money? What is the purpose of digital banking if technological convenience exposes households and businesses to fraud, financial losses and personal insecurity?

On 2 September 2026, President John Dramani Mahama directed the immediate dissolution of the governing boards of nine state-owned enterprises and public institutions: the Ghana National Petroleum Corporation (GNPC),