The level of non-performing loans (NPLs) in Ghana has remained high in recent years, posing risks to the solvency of banks and the stability of the broader financial system. The severity of the issue has prompted the Bank of Ghana to revise its policy on problem-loan management to mitigate the related risks.
Kofi needed a police clearance certificate. The document itself is simple: it confirms that its holder has no criminal record, and the law says it should take five working days to issue. Kofi, applying for a job abroad, began the process on a Monday morning with every reason to expect a straightforward outcome.
A new statutory Authority and a GH¢110 million start-up budget give the government's flagship jobs programme legal teeth. But the gap between institutional architecture and 1.7 million promised jobs remains wide, and history offers little comfort.
The ongoing FIFA World Cup offers a useful lesson about panel discussions. Possession is not guaranteed. A player may be talented, well prepared and standing in the perfect position. None of that matters if nobody passes them the ball.
Accra’s flood challenge is no longer simply a problem of blocked drains or inadequate culverts.
There is a saying in golf that great rounds are rarely built on spectacular shots alone. They are built on discipline, patience, sound judgement and the many small decisions made long before the final putt drops.
When Trust Becomes a Liability Business relationships depend fundamentally on trust and the ability to verify that communications actually come from who they claim to be from.
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