The country’s merchandise trade surplus more than tripled to a record GH¢148.3 billion in 2025 as export earnings surged on the back of strong performances in gold, cocoa and petroleum products, according to the Ghana Statistical Service's (GSS) 2025 Annual International Merchandise Trade Statistics Report.
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Financial institutions are seeking stronger government policy support and safeguards to enable them to confidently deploy funding to businesses operating within the emerging circular economy.
Investors are expected to judge Ghana’s 2026 Mid-Year Budget Review less by new policy announcements than whether government reaffirms its commitment to fiscal discipline, as rising inflation begins to test macroeconomic gains achieved under the country’s IMF-supported reform programme.
Falling mining and quarrying prices dragged producer inflation down sharply to 3.5 percent in June 2026 from 5.8 percent in May, as a steep decline in the country’s largest industrial sector outweighed renewed cost pressures in manufacturing, utilities, transport and accommodation services.
The government has signed a strategic partnership with the World Gold Council (WGC) to strengthen the integrity of Ghana’s gold supply chains through improved traceability, responsible sourcing and the formalisation of artisanal and small-scale mining.
Fraud within Ghana’s traditional banking sector declined sharply in 2025, but a surge in electronic fraud at Payment Service Providers (PSPs) pushed overall financial sector fraud to a record high.
The insurance industry has called for an urgent amendment of the Public Financial Management Regulations (LI 2378) that allows insurers to issue advance payment guarantees for contractors and service providers executing government projects.
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